The New Jersey Division of Consumer Affairs issued posters and flyers in Japanese and other Asian languages, with the important message “Before you Donate to Help Those Affected by the Disaster in Japan: Beware of Fraudulent Charities.”
– Give to charities you know and trust. Never give to a charity you know nothing about. Ask for literature and read it. Ask questions. Honest charities encourage you to do so.
– Contact Consumer Affairs’ Charities Hotline at 973-504-6215 or www.NJConsumerAffairs.gov/charity/chardir.htm to learn about specific charities. You can confirm whether a charity is registered or is exempt from registration requirements. You can also learn about the charity’s most recently reported financial information, including how much the charity reported spending on programs, fundraising, and management expenses.
– Additionally, you can check the Division’s new list of the Top 10 Most Inquired-About Charities, which was launched last week and will be updated every two months, at www.NJConsumerAffairs.gov/charity/inquired/ .
– Don’t be fooled by a convincing name. A dishonest charity will often have an impressive name or one that closely resembles the name of a respected, legitimate organization.
– Don’t succumb to pressure. Don’t let yourself be pressured into giving, and don’t feel you have to contribute on the spot. No legitimate organization will expect you to contribute immediately, even if you have given in the past.
– Ask if the charity uses a professional fundraiser and, if so, what percentage of your contribution will actually go toward relief efforts and how much will be used to pay the fundraiser.
– Beware of unsolicited and phony email notices that claim to be from a charity asking for your credit card information. This scam is called “phishing” and could be used by thieves to commit identity theft. If the charity is unfamiliar to you, check whether the group is registered with Consumer Affairs’ Charities Section. If the organization is registered or you know the organization, call directly to find out if the email notice is valid.