Many people throughout the state are recovering from the effects of Hurricane Sandy. A Monmouth University poll says that 1 in 4 people say they are still picking up the pieces following the major storm. Superstorm Sandy caught most New Jerseyans off guard, with 62% saying the storm was more serious than they expected. In the hardest hit areas of the state – which include all Jersey Shore beach communities as well as flooded urban towns in North Jersey – a bare majority (53%) say they have fully recovered. Among residents who personally experienced more than $1,000 in losses, just 44% say they have fully recovered.