Sixteen students who attend Lower Cape May Regional High School, have each been awarded a $20,000 scholarship through the H&R Block Budget Challenge — a teen financial literacy program that rewards high school students and classes for mastering real-world budgeting and personal finance decision-making. The scholarships will be presented to the students at the high school on Thursday morning, by representatives from H&R Block. The learn-by-doing educational approach of the H&R Block Budget Challenge allows students to experience activities like paying bills, managing expenses, saving money, investing in retirement, paying taxes and more within the safety of a classroom.