Those impacted by Hurricane Sandy have just over a week to file paperwork for assistance. The Federal Emergency Management Agency and Small Business Administration remind state residents they have until Jan. 30 at midnight to file. People who have sustained a loss due to Superstorm Sandy are encouraged to register with FEMA even if they have insurance. FEMA assistance may include grants for temporary housing, essential home repairs, personal property losses and other disaster-related needs not covered by insurance. SBA is the primary source of federal funds for long-term rebuilding. In most cases, FEMA funds will not cover all of the repair needs of homeowners. Money for a temporary rental home is the form of help FEMA largely provides so obtaining a low-interest SBA disaster loan is a survivor’s best option for repairing their home and replacing property.