Atlantic County Prosecutor Ted Housel

Atlantic County Prosecutor Ted Housel

An Atlantic County Grand Jury indicted a Hamilton Township man on third-degree charges including three counts of insurance fraud and two counts of theft, Atlantic County Prosecutor Ted Housel announced.

On April 14, 2010, the defendant Charles Arsenault took a check in the amount of $9,600 which he was supposed to cash and deposit in the business account of his employer National Restoration which is located in Camden County. It is alleged that Arsenault cashed the check, which was for a Cape May County home repair, and kept the money for himself. The following day, the defendant told police that his vehicle was burglarized and several personal items, including the $9,600 cash, a GPS device, a laptop computer and a digital camera, were stolen. Based upon this information,

National Restoration filed a claim with their insurance carrier Selective Insurance. The Prosecutor’s Office subsequently received information from a representative regarding certain suspicions about the claim. In addition to spending the $9,600, Arsenault allegedly disposed of the items that he claimed were taken from his vehicle, according to Assistant Prosecutor John Flammer said.

Prosecutor’s Office Insurance Fraud Detective Ken Bachman conducted a four-month-long investigation, which revealed that the burglary never occurred. It is further alleged that Arsenault filed a false insurance claim with his automobile insurance company Geico and that he had his fiancé file a claim with her homeowner’s insurance company State Farm for the electronic equipment, Assistant Prosecutor Flammer said.

A crime of the third-degree carries a maximum of five years in prison and $15,000 in fines.

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